Accident and liability insurance
Cover for you, your staff and your money if an accident or loss happens.
Phoenix Employer's Liability (Workmen's Compensation)
The Workmen's Compensation Act (Act 174), as amended by PNDC Law 187 (1987), requires employers in Ghana to compensate employees for accidental injury or death arising out of and in the course of their employment. With this policy, the insurer pays these liabilities as they arise. It covers employees during working hours only.
Phoenix Group Personal Accident
Covers any group of people under one policy, 24 hours a day, against accidental injury and death. The organisation passes the payment of these liabilities on to us.
- Cover is based either on a fixed sum assured for each person, or on annual salaries (or a multiple of them)
- The premium depends on the total sum insured, the estimated annual salaries and the nature of the work
Phoenix Cash-in-Transit and Cash-in-Safe (money insurance)
An all-risks cover for money carried by you or your authorised representative: from the office to the bank, from the bank to the office, or between branches, for example to pay wages. It can be extended to cover cash in a safe at a named location.
We also offer
- Fidelity guarantee
- Burglary
- Goods in transit
- Public liability
- Products liability
- Professional indemnity
- Personal accident (individual)
Apply
Fill in the proposal form online, or download it and bring it to any branch.
- Personal accident proposalOnline form
- Group personal accident proposalOnline form
- Cash-in-transit and safe proposalOnline form
- Fidelity guarantee proposalOnline form
- Goods-in-transit (single load) proposalOnline form
- Public liability proposalOnline form
- Products liability questionnaireOnline form
- Professional indemnity proposalOnline form
- Workmen's compensation and employer's liability proposalOnline form